"How to Build Wealth" Cover Image

How to build wealth

Smart money gives you time. Dumb money steals it. Here you’ll find insights and lessons on time, money, freedom, and–most importantly–building wealth.


50% off Does Not Mean Value Has Increased 50%

Price is irrelevant when determining the value of the purchases we make. When something is offered at a discount it does not mean the value has gone up.


The Price of a $100 Pen

What you earn is not what you get to keep at the end of the day. Purchasing a $100 watch requires you to earn more than $100.


Pessimistic Spending

The perceived utility of a purchase now may or may not extend into the future.


When Budgets Fail

The problem with a budget is that it encourages spending. It places the focus on spending vs. saving or making.


What Would You Do For $100?

Most people would not travel 30 minutes out of their way for a $100 off a new car. But they would for $100 off a TV.